Love this bit from Derek Sivers:
Making money depends on other people, so it’s harder. It’s not entirely under your control. It’s an outer game.
Reducing what you “need” to be happy is easier. It’s entirely under your control. It’s an inner game.
Would I like to replace my car from 2015 with over 100,000 miles? Sure. But that means a car payment and higher insurance premiums.
I don’t need that new car, which helps me be a little more rich.